Mobile banking apps are set to revolutionize how we bank. According to KPMG, the number of mobile banking users globally is forecast to double to 1.8 billion over the next four years. In the UK regulators have announced new rules to let customers access details of their entire finances through a single mobile phone app by 2018. In the US mobile banking industry, technology has yet to overcome fundamental trust issues but the idea is starting to take off among financial services consumers. The banks and financial institutions are working hard to make their mobile apps as secure as possible. User behavior meanwhile has some catching up to do. For example, connections to free and unsecured Wi-Fi are open and vulnerable to fraud. To reduce security risks, it’s a good idea to use a virtual private network (VPN). This is a tried and tested way to secure the connection and encrypt all data transferred between the mobile device and the bank.
The Internet is a wondrous place. The most convenient and massive source of information. You have the luxury of accessing any web-site with a simple mouse click. Particularly useful for students. It allows everyone to find and compile all the relevant information quickly; explore popular tourist destinations; find recipes for tasty meals or maybe even get some professional help from Australian assignment writers.
The way we work has changed. Our laptops, tablets and smartphones let us do our job from wherever we want – at the office, at home or even while on-the-move. We can also freely chat and collaborate with colleagues, customers or suppliers one-to-one or in groups using an array of cloud-based productivity apps. When it comes to mobile, the conventional security model is broken. Traditional detection and software patching techniques simply cannot keep pace. In its place, arguably one of the most reliable ways to keep sensitive proprietary data safe is mobile VPN.
Once upon a time a mobile phone was something we used for talking. Today making a call ranks sixth on the list of most common uses for a mobile phone. Now there’s a new kid on the block that, in time, will push making a call even lower down the list. Mobile payment, or m-payment, is taking off. Early adopters like Starbucks already attribute significant revenue gains to their investment in mobile. Although overall mobile payments adoption and usage rates are still a fraction of standard credit/debit card transactions industry watchers expect this to change very quickly.